The Tru Home Loans, LLC Team
Your premier wholesale mortgage broker located in Phoenix, Arizona. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
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Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
What our clients are saying
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Ron, Kris, and team were extremely helpful in navigating me through my first home purchase. They took the time to break the process down and set us up with a... read more wonderful agent who helped us find our house in short order. Fully recommend them to anyone else looking for their first home.
Benjaman P
May 22, 2025We are incredibly grateful for the outstanding support we received from Ron & Kris throughout the entire process. From the very beginning, they were knowledgeable, responsive, and genuinely committed to... read more helping us. They took the time to explain every detail, answer all of our questions with patience, and guide us step by step, making this experience feel smooth and manageable. Their professionalism and personal attention made all the difference, and I truly felt like they had our best interests at heart. We couldn’t have asked for a better team. I’m so thankful for their hard work and dedication. I highly recommend Tru Home Loans to anyone in need of trustworthy and exceptional guidance. Thanks for all your hard work Ron & Kris!
Frances Garcia
May 19, 2025Our experience with Tru Home Loans, and especially with Ron Kelleher, was above and beyond excellent service, information…an overall wonderful and most helpful and beneficial experience. My husband and I deeply... read more appreciate the time, countless questions answered, prompt help and professional, yet personal attention he gave us from beginning to end. Very thankful for everything and everyone involved!
Judith Giffin
May 19, 2025Ron and his team at Tru Home Loans have been terrific. Ron took the time to explain the overall process and always followed up to make sure things were progressing... read more smoothly. But a huge shout out to Kris L. who was tenacious, thorough, detail oriented, and extremely communicative. He was instantly on top of whatever came up and made sure we understood what action or information was required.
Scott West
April 19, 2025 -
Eduardo Gonzalez
March 19, 2025I was amazed how well my home buying went , I was assisted and checked on every step of the way on my home buying process . I will recommend... read more TRU HOME LOANS to anybody interested in buying a home
James Shoemake
December 19, 2024Great experience with Tru Home Loans!!! They have helped every way possible that they can to get the best refinancing quote for me. I couldn’t ask for a better team... read more to be on my side with my home. They are truly amazing at what they do.
Jasmine Kerman
November 19, 2024Ron and his team provided great service! I worked with Ron, Kris and Jacquie who were all great at communicating. I had many questions that were all answered quickly and... read more thoroughly. Most of all, I really appreciated their personalized service. They made me feel like I was an important client, and I appreciate that!
Heidi Brewer
November 19, 2024 -
Our experience with Jacquie was nothing short of amazing! She guided us through the entire loan process with professionalism and genuine care, making what could have been a stressful time... read more feel manageable and even enjoyable. Her expertise and attention to detail ensured that everything went smoothly, and we felt supported every step of the way. Thanks to Jacquie, we are now in our new home & desired location and we couldn't be happier. I highly recommend her to anyone looking for a reliable and knowledgeable Sr. loan officer! Thanks Jacquie!!
Vee Tee
September 19, 2024Jackie is extremely knowledgeable and very helpful. When it comes to financing and refinancing my home she made it easy to understand and easy to do. She will always have my... read more business
Nadine Little
September 19, 2024 -
Reliable, Friendly, and Honest employees to help you with all of your purchases. I have used them for new homes, remodels, and refinancing needs. They always make it a smooth... read more process.
Brandy B
June 19, 2024Ron and his team were a pleasure to work with. They kept us updating on the loan process every step of the way and made the whole process so easy.... read more Definitely recommend Tru Home Loans!
Amanda LaRouche
June 19, 2024Great team to work with! The are knowledgeable and efficient. I know I asked some of the same questions and they explained everything in great detail with no complaining. I... read more am happy to share their information with other friends and loved ones. I will definitely be using them again!
Kristin Little
June 19, 2024They're absolute pros in their field! Collaborating with them is always a pleasure, as they exhibit exceptional communication, expertise, responsiveness, and efficiency. These are just a few reasons I've happily... read more referred many of my clients to Ron and his team over the years!
Rusty Reynolds
June 19, 2024 -
I recently had the pleasure of working with Tru Home Loans, and I cannot express enough how impressed I am with their exceptional service, especially under a tight timeline. Ron,... read more Kris, and the entire team went above and beyond to ensure a smooth and stress-free mortgage process. From the initial consultation to the closing, Tru Home Loans exhibited a level of professionalism and dedication that truly set them apart. What stood out the most was their ability to work efficiently under a tight timeline without compromising on the quality of service. The team demonstrated a deep understanding of the industry and guided us through every step of the process with expertise and patience. They were always available to answer our questions, address concerns, and provide valuable insights. Their commitment to ensuring our satisfaction and understanding of the mortgage terms was truly commendable.
Jason Smalley
June 19, 2024They responded promptly to questions and kept on top of the paperwork. They used all means of communication to let me know when I needed to take care of... read more paperwork or provide information in order the keep the process moving quickly and smoothly. Kris was patient with my questions and concerns, which were many due to the use of an unusual part of the federal insuring program being utilized. Although I would send questions by e-mail, he responded to most questions over the phone, which included while he was on vacation and on the weekends. He gave sound advice and kept me apprised of the process and progress.
Elizabeth Atkeson
June 19, 2024Ron Kelleher and his whole Staff at Tru Home Loans are the best. They were so patient and helpful throughout the process in purchasing our home. I will for sure... read more recommend potential homebuyers to Tru Home Loans.
Dean Escobedo
June 19, 2024Tru Home Loans kept the whole process of obtaining a loan to buy a new home professional and efficient and went above and beyond to simplify the process for me.... read more They were extremely knowledgeable and helpful explaining all the steps necessary for me to get the information they needed and the paperwork which was required in a timely manner which allowed them to come in days under what was expected. I worked with Ron and Kris, and I so appreciate the kindness and patience they showed me in making sure I understood the steps needed. I would highly recommend this company.
KIKI SHUMWAY
June 19, 2024 -
I recently had the pleasure of working with Ron Kelleher and his team at Tru Home Loans, and I couldn't be more impressed with the level of service they provided.... read more As a fellow business owner in the financial sector, I understand the importance of professionalism and efficiency, and Ron and his team exceeded my expectations in every way. From the initial consultation to navigating through underwriting seamlessly, Ron demonstrated his expertise and commitment to ensuring a smooth and stress-free process. His team's attention to detail and proactive communication made all the difference, leaving me confident every step of the way. Moreover, I was thrilled with the results. Thanks to Ron and Tru Home Loans, I secured a home loan without any issues, allowing me to move forward with my plans confidently. I highly recommend Ron Kelleher and Tru Home Loans to anyone seeking exceptional service and expertise in the mortgage lending process. Thank you, Ron, for your outstanding support and dedication to your clients' success!
Devin Whyte
June 19, 2024Jacquie was our agent and helped guide my wife and I through the entire process from beginning to end. She was a great communicator, very responsive, incredibly knowledgeable and cares... read more for her clients and shows it not only in her communication but through her work. She was committed and trustworthy, understands her industry, and willing to go the extra mile for her clients. Turned what i normally dread dealing with when buying a home into a very enjoyable and rewarding experience. Highly recommend!
Joshua Tree
June 19, 2024Ron and Kris were very helpful while I was buying my house. Ron got the loan amount I wanted after researching several companies. Kris made sure I forwarded the proper paperwork... read more needed to close my loan in 3 weeks. Thank you Ron & Kris J Ferguson 😃
J F
June 19, 2024I had a great experience working with Ron, Kris and all staff at Tru Home Loans on my recent home purchase. They always responded to my questions promptly and... read more made everything so easy, updating and explaining everything along the way. I got a great loan and am very happy with the service they provided me.
Theresa Lewis
June 19, 2024



